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It’s easy to understand what’s going on with your money.

Get a handle on your finances the free and fast way. Mint does all the work of organizing and categorizing your spending for you. See where every dime goes and make money decisions you feel good about.

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Welcome. If you wish to invest well and lack trust of Wall Street, you have come to the right place.

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More to the point, you have found a resource that will help you get your finances to the "right place". Personal Planning Power ( P3 Logo ) was developed as both a financial planning application as well as a consumer's guide.

The application capabilities of P3 Logo can help you build a proper portfolio, correct a badly positioned one, project future wealth and income, and analyze key decisions such as when to retire or how to pay for college.

The guide will help you avoid bad investments, eliminate sales commissions, reduce costs in all your financial undertakings,  and spot schemes and scams.

When you download P3 Logo , at first glance you will notice the financial planning....

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Pay Just a Little Attention, or Pay a Lot of Fees

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How much do you make per hour? How long does it take you to type in a web address or two? How much do you have to invest? Why ask? Consider...

Assume for a moment you have $20,000 to invest. A broker (or salesperson by any title) could meet with you, talk a lot, listen a little, then select a fund for you and collect a 5% fee, or $1,000. Perhaps a different rep would put you in a back-end fee fund, costing nothing up front but instead stripping an extra $200 out of your account for 6 or more years. Another might push a full service brokerage, costing you hundreds, perhaps thousands annually just to trade.

Ben Franklin famously told us that a "penny saved is a penny earned." Would you like to earn $1,000 in an hour? You may have more or less than $20,000 to invest, and you may choose to spend more or less time than an hour,  but ...

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Regulations Will Not Protect You. Only You Can.

Fool me once, shame on you. Fool me twice, shame on me. How about a third time? And a fourth? And onward.

After the crash of 1929, a number of new laws were passed to prevent the frauds and excesses that led to the crash and, worse, caused the Great Depression. Among these were very strict rules for mutual funds and the staff who managed and sold such. Banking was completely reformed. So-called "Chinese Walls" were constructed to separate creators of securities - investment bankers - from  

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